Paying Off Debt - 2023

The Pandemic Depleted me — now I need to fix it.

Is it the super woke if I say ‘I am with debt instead of I have debt’ ?!

Asking for a friend.

Actually, I am just asking for me because things have creeped up on me again.

Fuck.

I thought being back at my job in aviation would clear up my financial problems because I would be getting consistent income. I would be saving my 20% that would then be matched by my company and in January of 2023 I would be putting a down payment on a condo.

Boy was I wrong.

Things have changed at my job and that is not the case at all.

So, that was an unfortunate lie I told myself. A huge lie. More so a HUGE reality check.

Today I am staring down 2023 like a crazy woman trying to make everything okay and everything alright and the truth is I am drowning financially. I have been drowning financially for the majority of the pandemic and honestly — I need to step into my power.

I have set forth on a ridiculous agenda to pay off all my debt, around 40K worth, in 2 years.

CAN IT BE DONE?

Well — honestly, I want to believe it can be done, I want to believe that on my currently income I can make this happen. All while traveling around with my partner like carefree 20-year-olds, pay for 1000s of dollars’ worth of dental work, get surgery on my feet, buy a better car AND lose the last 30 pounds.

CAN IT BE DONE?

I am just going to manifest the shit out of that. Work my ass off and make SOME HUGE life changes that will affect my personal financial situation for the better.

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In the interest of transparency and in the interest of being accountable I am going to list my debts so we can see what I am working with …. (I am scared):

Income Tax Owing: $423.00
Canadian Government Overpayment: $1650.00
High Interest Loan: $9150.00
Student Loan: $296001.00
Visa (revolving): $2000.00 (this changes because I pay and use and pay and use but never pay off)